Back to blog, and New Year 2025 starts

It has been a long while,

Yes, I think I'd come back to write about this journey once a while regularly.

The good news is, I have survived the market, though just doing very average.

Year 2024 has closed, I've closed with 2.9% profit overall.

It's not impressive at all, considering that Fed rate is 4%+, stocks wise STI +16.8%, SP500 a whopping 23.3%.

Crazy markets.

I will not talk much about my own portfolio, or how much values here. Ya, this might be boring.. Anyway, let's see how it goes. Just will be some stuff that I talk to myself.

Well, since 2024 has been a great run for US stocks, I tend to think 2025 year will be limited.

Current instruments that I have: Tbill, US bonds, some ETF

Brokers that I use: IB, Futu Moomoo

That would be all for now. Hope my funds can have a good run for year 2025 though.

 

Disclaimer: This post is not a call to buy or sell. Plse do your own analysis and make investment decisions.

Staying Sideline

I have further reduced my stock holdings to negligible levels now. It's difficult to make money from it, and I would like to take a break to review and rethink about what should be my moves to better build up for my personal financials.

With mostly cash now, I'm arranging to pay down my house loans first. Besides this would mainly be earning the interest, do some minor fx operations and monitoring. For now, I would think it will be a quite a while monitoring mode, until I figure out or see some major opportunity that arises.

Staying sideline, staying relevant.



Disclaimer: This post is not a call to buy or sell. Plse do your own analysis and make investment decisions.

Reduced position

I have reduced my positions heavily by around 50%.

This is partially about mkt outlook, and current price levels. It has been long due, I should have done it sometime Oct last year.

Depends on price movements, I should be further reducing it by some. and then goes into monitor mode.

My long term financial objective has revised down also. By having an ambitious goal doesn't help in all scenarios. The path of time is quite fixed and limited.


Disclaimer: This post is not a call to buy or sell. Plse do your own analysis and make investment decisions.